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First National Bank of Cokato

First National Bank of Cokato


We offer customized agricultural lending* programs to meet your farming needs. Whether it's a line of credit for operating expenses, a machinery or equipment loan, or real estate financing, we offer competitive rates and flexible repayment plans. We understand farmers have unique borrowing needs, we will work to tailor a loan for you. We offer the following programs:

Operating lines of credit

  • Pre-approved lines for future use
  • You can use the funds for production, operating expenses, and a wide array of other expenses that come up during the year
  • Pay interest only on the amount you have outstanding
  • Advances on the line can be made in person, in writing, or by phone. This gives you the flexibility you need to get access to cash when you need it
  • Competitive rates and flexible structures

Term Loans

  • Available for new and used machinery purchases, real estate improvements, and many other non-operating expenses
  • Competitive rates and flexible structures

Real Estate Financing

  • We offer a complete line of real estate financing options including funds for purchasing or refinancing real estate as well as the construction of new facilities.
Applying for a loan is fast and easy.
Call or stop by during normal business hours.
If you have any questions:
or call us at 320-286-2191
As always, we'd be glad to do business with you!
* Other terms and conditions apply. All accounts require approved credit. Contact us for further details.