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First National Bank of Cokato

First National Bank of Cokato

Checking

Checking* accounts are designed for customers who need quick access to their funds. Debit Cards are available with each account at no charge upon approved credit. We can help you decide which account type is best suited for your needs. Stop by today to open an account.
 
 

Regular Checking

  • Opening deposit of $300 required.
  • No monthly service charge if a $300 balance is maintained for the entire month.
  • If the balance falls below $300 any day during the month, a service charge of $5.00 for the month will be assessed for up to the first 15 checks, plus 20¢ for each check paid after 15.
  • Choice of electronic or paper statements, imaged checks included with statements.
 
 

Basic Checking

  • Opening deposit of $300 required.
  • No minimum balance required after opening.
  • No monthly service charge if you choose eStatements.
  • $3.00 monthly fee if you choose paper statements.
  • No charge per check written.
  • No fee for electronic statements, which include imaged checks.
 
 

Now Checking

  • Opening deposit of $1,000 required.
  • Interest rate may vary.
  • Interest is compounded and credited to the account monthly.
  • No service charge if a $1,000 balance is maintained for the entire month.
  • If the balance falls below $1,000 any day during the month, a service charge of $5.00 for the month will be assessed for up to the first 15 checks, plus 20¢ for each check paid after 15.
  • Choice of electronic or paper statements, imaged checks included with statements.
 
 

Super Now Checking

  • Opening deposit of $2,500 required.
  • Interest rate may vary.
  • Interest is compounded and credited to the account monthly.
  • No service charge if a $2,500 balance is maintained for the entire month.
  • If the balance falls below $2,500 any day during the month, a service charge of $5.00 for the month will be assessed for up to the first 15 checks, plus 20¢ for each check paid after 15.
  • Choice of electronic or paper statements, imaged checks included with statements.
 
 

Senior Citizen Checking

  • Must be 55 years or over to sign-up for this account.
  • Opening deposit of $300 required.
  • No minimum balance required once opened.
  • No monthly service charge.
  • Choice of electronic or paper statements, imaged checks included with statements.
 
 
*Other terms and conditions apply. Contact us for further details.